Health Insurance

Health insurance secures your finances during a medical emergency or planned hospitalisation by covering for your hospital costs and other expenses as mentioned in your policy document. With advancement in medical technologies and treatments the cost of healthcare is also rising with every single day. Having a health insurance plan can take care of such expenses helping one immensely safeguard finances without worrying about the impending medical bills. A comprehensive health insurance plan provides a wide range of coverage like cashless hospitalisation, OPD expenses, daily cash, diagnostic costs and more. It gives coverage to an individual or family members included in the plan up to the sum insured.
At HDFC ERGO we have been dedicated in making your lives easier with our products and have relaunched our my:Optima Secure extending our coverage worldwide with 2 Unique Services: Early discharge and Cashless approval for chronic diseases for seamless claim experience. A health insurance plan also helps in tax savings under Section 80 D of ITA.

  • my:Optima Secure
  • my:Optima Secure Global plans
  • Best Health Insurance for Family
  • Best Health Insurance for Individuals
  • Best Health Insurance for Parents
  • Best Health Insurance Plan for Senior Citizens
  • Best Health Insurance Plan for Corporate Employees
  • Best Health Insurance Plan for Diabetic
  • Best Health Insurance Plan for Women

Benefits of Health Insurance Policy by HDFC ERGO 

Key Features Benefits
Cashless Hospital Network 15000+ˇ across India
Tax Savings Upto ₹ 1 lac****
Renewal Benefit Free Health Check-up every Year 
Claim Settlement Rate 1 Claim/Minute*
Cashless Claim Approval Within 38*~ Minutes
Coverage Hospitalization Expenses, Day Care Treatments, Home Treatments, AYUSH Treatment, Organ Donor Expenses
Pre & Post Hospitalization Covers Expenses upto 60 days of admission & 180 days post discharge